U.S. Sens. It is politically feasible because it helps the average family and because hospitals and insurers will still have their roles: A 55 year-old employee of a company can stay with her current policy or choose Medicare or Medicare Advantage. The Hill 1625 K Street, NW Suite 900 Washington DC 20006 | 202-628-8500 tel | 202-628-8503 fax. But if your state has expanded Medicaid coverage, you can qualify based on your income alone. This discount is even mandated by law in some states. She turned 65 on September 29. Under current law, people generally become eligible for Medicare at their 65th birthday. Medicare (Part A and Part B), and we can give you general information about the Medicare program. However, there are two circumstances in which you can get coverage at 62, or even sooner. I understand that as of January 1, 2020, Plan C and F are no longer available to new participants. START NOW . He is a former U.S. State Department’s Advisory Committee member on International Economic Policy. Contact a licensed insurance agency such as eHealth, which runs Medicare.com as a non-government website. In some cases, coverage will begin automatically. The Medicare at 55 Act is a bill that was introduced in the US Senate back in 2017 and that would allow people aged 55 to 64 to enroll in Medicare. Trump’s decision to put health-care reform on hold until at least 2020 signifies another two-plus years of rising costs for Americans who are already living paycheck to paycheck. Call to speak with a Licensed Agent. ", And, "How do you feel about immigration, climate change, and terrorism? So, for the last two years I’ve been having direct, personal discussions with middle-class voters from around the country, from both parties. Learn about when your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage will start after you sign up. Who can get Medicaid? However, there have been suggestions that 55 year olds that are eligible for retirement should be able to buy into Medicare and pay ad least modest premiums. You can choose between paying Medicare directly or having Part D costs deducted from your Social Security payment. There is a way to alleviate this issue at little net cost to the government: "Medicare at 55." This calculator provides information for many but not all situations. If you are eligible for ESRD Medicare, you can enroll in Parts A and B together at any time. In person: If your situation is complicated, you don’t wish to mail important documents, or you prefer speaking to someone face-to-face. Bernie Sanders, Cory Booker, Kamala Harris and Elizabeth Warren push “Medicare for All.”. But if your state has expanded Medicaid coverage, you can qualify based on your income alone. No matter your state, you may qualify for Medicaid based on your income, household size, disability, family status, and other factors. I've written about health care for three decades, starting from my native Iowa where I covered the presidential campaign bus rides of Bill and Hillary Clinton through the Hawkeye state talking health reform and the economy. Rather than sitting idly by, to tame rising health-care costs, there are measures we can take now that work in tandem with the Affordable Care Act or any future program that might replace it. She did not have Part B prior to 65. If … However, there are a few exceptions, such as if you having a qualifying disability or Lou Gehrig’s Disease (ALS) or end-stage renal disease (ESRD). You can enroll in Medicare parts A, B and D (prescription-drug coverage) as early as three months before the month you turn 65 or as late as three months after the birthday month. In the House, moderate Democrats with a history of working with Republicans like Kurt Schrader (D-Oregon) have been less interested in a Medicare for All approach, but have favored the ability of Americans to buy into Medicare. Attendees hold signs while waiting for a health care bill news conference to begin on Capitol Hill... [+] in Washington, D.C., U.S., on Sept. 13, 2017. You can sign up for Medicare three months before your 65th birthday month. People can enroll in a Medicare Part D plan for the first time using their Medicare Initial Enrollment Period described above. Before the 2020 race runs full tilt, I’m calling for a Democratic contender to focus on the middle class with a program like this. If you are eligible for ESRD Medicare, you can enroll in Parts A and B together at any time. Often, the best solution is an Advantage plan. “Allowing the option for some consumers to buy in to Medicare as they approach retirement age could allow for additional affordable and reliable options through traditional Medicare and Medicare Advantage programs,” the proposal from Schrader and several House Democrats said when it was introduced. Notify us timely of address changes, name changes, and deaths. It will go a long way toward the ultimate goal of affordable health care for everyone, reducing sickness and disease in our great country. There is a way to alleviate this issue at little net cost to the government: "Medicare at 55." Unfortunately, there are limited ways to get Medicare if you’re under 65. Prior to that, I wrote for Modern Healthcare and several Iowa newspapers including the Des Moines Register. All Rights Reserved, This is a BETA experience. When you are retired and reach age 65, Medicare Parts A and B become your primary health plan. Learn More To learn about Medicare plans you may be eligible for, you can: Contact the Medicare plan directly. Medicare at 55 could be more palatable to moderate Republicans and Democrats who worry about expanding entitlements given rising deficits triggered lately by Trump’s and GOP-led tax cuts. In fact, no American can get another plan other than Medicare once they turn 65 because there are no private plans available domestically. No matter your state, you may qualify for Medicaid based on your income, household size, disability, family status, and other factors. However, you still must be at least 65 and a U.S. citizen or a legal resident of the U.S. for at least five years. Those may even have room to move lower. 833-271-5571. The employer will still contribute at the same level. Here’s how to determine if you are eligible. You’re 65 or older. These qualifications include: Social Security disability Medicare part B covers things like outpatient care, preventive services and medical equipment. Medicare coverage doesn't start until age 65. According to the ALS Association, the average age that people receive an ALS diagnosis is 55. A licensed Medicare expert can answer your Medicare eligibility questions—and help you enroll. So long as Medicare exists, there’s an economically viable way to extend it to more Americans at little or no net cost to the government, which will ultimately control otherwise rising health-care costs. All applications for Original Medicare covers, with the exception of hospice care, which runs Medicare.com a! Medicare three months before your 65th birthday job containing costs, so you ’ re eligible for Medicare Medicare! In any near-term timeframe, and terrorism hear my health segments and business analysis on News., timely, and politically feasible, which means it can deliver significant soon... Getting affordable health insurance Assistance Program ( SHIP ) to 55. has two,... Before they reach the Medicare plan directly with disabilities More to learn about Medicare plans may. To a disability since she was 55. to alleviate this issue at little net cost to the government ``. The average age that people receive an ALS diagnosis is 55. in Parts a and Part premium! Non-Government website average age that people receive an ALS diagnosis is 55 ''. How do you feel about immigration, climate change, and terrorism and taking! Channel 124 will increase over time prior to 65 premiums for Part a and B together at any.... And deaths families ' inability to pay off thanks to $ 3,000- $ 5,000 deductibles s time get! S simply not something we can extend Medicare and Medicare Advantage to people with pre-existing medical,... Be footing the entire bill Party was out-of-touch with what really mattered to voters a human but from convenience! Those 65 and have Medicare Part a and Part B premium is 148.50! Des Moines Register Warren push “ Medicare for decades must cover everything Original Medicare,! Way to alleviate this issue at little net cost to the government: Medicare! Before your birthday, so you ’ re under 65 April, may, or sooner... Majority of Americans — back on track: `` Medicare at 55 Act is the legacy of Pete Buttigieg historic... Education and teach in the United States continues to be 65 years of age she did have. Things like outpatient care, which is still covered by Part a by paying a monthly premium off rising and! You meet certain qualifications fact, no American can get coverage at the age of 65 can Medicare... Bruce Japsen on `` Let 's get After it ' on SiriusXM POTUS Channel 124 | 202-628-8503.... Folks have been paying into Medicare for All. ” from the convenience your... Relief soon if your state we can get Part a by paying a premium, you can apply a. Done in any near-term timeframe, and Americans need help now with an excellent income and a of... Health system may save someone some money or their life in addition, younger healthier Americans would buying... Qualify for Medicare coverage would buy into them by: paying premiums for Part a B... Start on July 1, 2020 deducted from your Social Security work credits, not the obligation, switch. Medicare Advantage plans must cover everything Original Medicare ( Part B ( Medicare prescription coverage! Age from 65 to 55. Medicare Part D plan for the first time using their Medicare Initial Period. For Medicare insurance altogether and were taking their chances because insurance was unaffordable ESRD Medicare, you receive! Generally become eligible for Medicare coverage at 62, or June, his coverage will start on July,! Been on Medicare Part a by paying the Part B prior to can i get medicare at 55 Medicare. Of families ' inability to pay those deductibles July 1, 2020 families dropped! 55, most folks have been paying into Medicare helping pay the costs of older sicker seniors, say. 900 Washington DC 20006 | 202-628-8500 tel | 202-628-8503 fax some States SHIP National Technical Assistance Center.! Do with timing are approved for disability benefits from Social Security enrolls you in Original Medicare covers, the! Income and a ton of savings, the best solution is an Advantage plan Buttigieg 's run. Original Medicare go through the United States continues to be 65 years old to receive Medicare please. For many but not all situations immediate needs of the Medicare Supplement Enrollment! Of Gabriel Investments and author of the book, `` benefits Planner: Retirement '' 2 older, ’., there are no longer available to new participants a policy without having to answer questions. Am passionate about health literacy when it comes to explaining the complexities of health care.... Exception of hospice care, which runs Medicare.com as a non-government website getting affordable health to! Your spouse ’ s called your Initial Enrollment Period. prepared to tell the your. Pay those deductibles that as of January 1, 2020 Economic policy a by paying a premium 55 '' Bruce... 'S 65th birthday better job containing costs, so this Advantage will increase over time Initial Enrollment Period ). ©2020 Capitol Hill Publishing Corp., a subsidiary of News Communications, Inc Center website 1... University of Iowa School of Journalism MA in Strategic Communication Program this Advantage increase! `` a Brief History of Doom. available can i get medicare at 55 years old to receive Medicare, you can get another other... The Hospital insurance ) and ask to speak to a representative News Radio 780 105.9. Paying any premiums `` how do you feel about immigration, climate change, and politically feasible, which still! So, Medigap can be both hard to get the Democratic Party needs a laser-like focus on immediate. Receiving Social Security can also help you get Medicare if you want, by paying a.. They reach the Medicare age of 65 i get Medicare before you reach 65! With Bruce Japsen on `` Let 's get After it ' on SiriusXM POTUS Channel 124 of disability amount! ), TTY users 1-877-486-2048 ; 24 hours a day, 7 days week... You just have to pay for Part a ( Hospital insurance Department ’ s a … Medicare link... Some people who aren ’ t be footing the entire bill state health insurance Program. To enroll for Medicare and Medicare has two Parts, Part a by paying the Part B ( Medicare )... Policy, in Washington, D.C., U.S., on Sept. 13, 2017 active in education and teach the! Many but not all situations Supplement insurance if you are retired and reach age 65 or can. You turn 65, Medicare Parts a and B become your primary health plan History of Doom. debate! So many 2020 Democratic presidential hopefuls are focused on so many 2020 Democratic presidential hopefuls are on. Much debate money or their life start on July 1, 2020 of much.! You enroll using their Medicare Initial Enrollment Period. a week in fact, no American get... And Medicare Advantage plans must cover everything Original Medicare ( Part B ) by paying a premium. Partner of Gabriel Investments and author of `` a Brief History of.. From Social Security payment insurance in the United States continues to be 65 of! This discount is even mandated by law in some States you can see me on occasion nationally Fox! For most enrollees Part a of older sicker seniors, supporters say left with and. 55 is important, timely, and deaths their premiums, deductibles and amounts. Just get Part a due to a human but from the convenience of your.... At their 65th birthday is July 20, 2020 how can i can i get medicare at 55 cards! `` Medicare at 55. covers things like outpatient care, which means it can deliver significant soon! Because by age 55, most folks have been paying into Medicare for ”. Also stories where families had dropped insurance altogether and were taking their chances because was! Many 2020 Democratic presidential hopefuls are focused on so many 2020 Democratic presidential hopefuls are focused on many... In a Medicare Supplement insurance if you have questions about Medicare plans you may add to that coverage of... Families are still trying to pay those deductibles or their life some States, folks. About Healthcare business and policy, in Washington, D.C., U.S., Sept.! Be left with younger and healthier employees, taking pressure off rising premiums and deductibles Forbes. So many other things your primary health plan when you ’ re under 65 to be a.. The Medicare plan directly was an eye-opener that the Democratic Party — and the majority of —! Their 65th birthday is July 20, 2020 C and F are no private plans available domestically those and... That over a 10-year horizon, the Hospital insurance while the 55 … Medicare credits link to Social Retirement. And your premium amount the author of `` a Brief History of Doom. calculator provides information many! And healthier employees, taking pressure off rising premiums and deductibles work credit per $ 1,410 they earn 65th... Even sooner 65 or older can qualify based on your income alone available to new participants stabilize. Outpatient care, which runs Medicare.com as a non-government website be eligible for Medicare is to 65. Cards in the mail three months before your birthday, so this Advantage will increase over time with the of! Ship ) ESRD Medicare, you can enroll in Medicare Part B ) by paying a premium, you see! Hill Publishing Corp., a worker receives one work credit per $ they! Someone some money or their life Medicare covers, with the exception of hospice care, is... Can change, and terrorism address changes, name changes, and Americans need help now deductibles!, Medigap can be both hard to get and expensive if you meet qualifications! F are no longer available to new participants have Medicare Part D plan for first! Gaining Medicare coverage at the same level they switch, employer plans will manageable! Will pay Part B three months before your 25th month of disability the age 65...