Imposter fraud can be discovered in several ways. If your employer already has reported to us the fraudulent claim in your name, you don't need to report it again here. Unemployment Imposter Fraud The Maine Department of Labor (MDOL) is committed to maintaining the integrity of the Unemployment Insurance Program. Cases of unemployment imposter fraud may appear on bank statements as “IRS TREAS 310 Tax Ref” or similar, and may appear with someone else’s name within the details. The expanded benefits available under the newly created federal Pandemic Unemployment Assistance (PUA) program has resulted in increased activity among criminals particularly those posing as self-employed workers or independent contractors to illegally obtain benefits. “I just wanted proof that I was not the person who filed the unemployment claim,” said Weathers. SHARES. Her personally identifiable information (PII), such as name and social security number, is used by “organized crime fraudsters” to file an unemployment claim and collect benefits against ABC Company. In this example, the claimant had control over his/her own actions whereas in the case of an imposter claim, the victim had no control over that activity. Furthermore, the employee may not have intentionally provided incorrect information. Please note, if you are an Equifax UCM client, we will assist you on those important items above. “We’re worried someone will have filed an imposter claim and they will not be able to file for unemployment.” The money at stake is taxpayer money which goes towards unemployment dollars. Imposter claims are a type of identity theft; someone uses someone else’s personal information, including Social Security numbers, to collect unemployment compensation. ESD will ask you for information through official correspondence and through your ESD. The expanded benefits available under the newly created federal Pandemic Unemployment Assistance (PUA) program has resulted in increased activity among criminals particularly those posing as self-employed workers or independent contractors to illegally obtain benefits. Imposter claims are a type of identity theft; someone uses someone else’s personal information, including Social Security numbers, to collect unemployment compensation. Employers across the country are receiving claims for individuals who are still employed and did not file a UI claim. We help employers develop proactive strategies, strong policies and business-oriented solutions to cultivate high-functioning workforces that are engaged, stable and diverse, and share our clients’ goals to emphasize inclusivity and respect for the contribution of every employee. If the scammer succeeds in obtaining unemployment payments, they are usually deposited to accounts the imposter controls. For example, Jane Doe works for ABC Company. Imposter claims are filed using previously stolen or fraudulent personal information. Ultimately, the decision about how to proceed will be based on all the specific facts and circumstances regarding the employee and your company’s history regarding employment verification issues. News, Insights, and Strategies for Employers from Jackson Lewis. What should employers do if they become aware that an employee is a victim of imposter fraud? Employers across the state are being warned by the Michigan Unemployment Insurance Agency this week that we are one of several states "experiencing increased activity in imposter claims being filed for unemployment." When an individual files a claim for unemployment insurance, they will receive a written Monetary Determination letter. Please note, these resources are for the impacted worker and not the employer. With best-in-class technology solutions, we have set the standard for UCM across the industry. Her personally identifiable information (PII), such as name and social security number, is used by “organized crime fraudsters” to file an unemployment claim and collect benefits against ABC Company. If your employee falls victim to an unemployment imposter claim, you want to protect your business as well as the employee. However, Jane Doe still works for ABC Company and didn’t file the claim. For example, Jane Doe works for ABC Company. Keep up to date with the latest available information and resources here. However, Jane … Imposter claims are filed using previously stolen or fraudulent personal information. What is an Imposter Claim? Use our secure fraud reporting form to alert us to an imposter claiming benefits under your name. Is a Change in State Unemployment Reporting Necessary Due to COVID-19? An imposter claim is a form of identity theft and is often the product of organized fraud ring activity. ESD will never ask for a payment to process your claim. Alert them to what you noticed and ask if they have any idea what’s going on. Indeed, the U.S. Supreme Court recently held that state identify theft laws. … A fraud claim is different from an imposter claim. Your Unemployment Insurance Consultant (UIC) can help. As issues and concerns around COVID-19 unfold daily, employers must prepare to address the threat as it relates to the health and safety of their workforce. When an employer responds to the claim and says that the employee is still employed, the state then receives that information and pauses the claim to investigate. If this happens to you, the scammers may call, text, or email to try to get you to send the money to them. May 27, 2020 / 3:08 PM / CBS/AP Unemployment scheme hits out-of-work Americans . For example, they earned  $500 but he/she reports $0 earnings to the unemployment (UI) agency to receive an increased benefit amount. Copyright 2018 Equifax, Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. He previously served as the Mortgage Solution Specialist on the Equifax Verification Services technology team and has served throughout Unemployment and Verifications Operations and Product Management at Equifax. Imposter claims are a type of identity theft; someone uses someone else’s personal information, including Social Security numbers, to collect unemployment compensation. Imposter claims are a type of identity theft; someone uses someone else’s personal information, including Social Security numbers, to collect unemployment compensation. These fraud rings take advantage of the surge in unemployment activity following such events. It is important to make an individualized decision and proceed cautiously to avoid violating document abuse or discrimination restrictions or creating a potential discrimination claim by the employee. Thus, only the affected employee will know the answers to the questions purposed from these tools. Last updated: November 19, 2020 Unemployment claims filed during this record surge are expected to have a negative impact on […], How federal funding is helping nonprofits with unemployment costs during the COVID-19 pandemic Heading into 2020, nonprofits in the United […], Millions of employees across the United States are working from home to help limit the spread of COVID-19. Be wary of solicitors asking for your personal information online or by phone. The Michigan Unemployment Insurance Agency(UIA) is warning consumers about attempts made by criminals to file imposter claims in order to obtain unemployment benefits. Alternatively, employers may receive notices of claims for employees who have not been laid off. These are known as impostor claims and unfortunately, it is not uncommon to see an increase in such activity following a tragedy (fire, hurricane) or downturn in the economy (Great Recession). June 30, 2020 by Elizabeth Cardenas, SWBC. They may pretend to … COVID-19 payments are higher than regular unemployment payments and presents more of an incentive for imposter fraud – and states are experiencing more of it. You don’t want to accuse them but try to gather more information. Claims for Unemployment Compensation, Week Ending August 1. Fortunately, most imposter claims are stopped before they reach that point. About 53,100 weekly … But what if you receive information claiming that one of your employees is the “imposter”? 3 Things Nonprofits Should Know About the CARES Act. Sometimes, such […], States can Tap into $1 Billion in Federal Funding to Upgrade Technology and Data Use Unemployment persists even as many […], Dave Caldwell is the Strategic Product Manager for our Unemployment Cost Management product line. Imposter Unemployment Insurance Claims Point to a Benefit Fraud Scheme By Dawn Steinbruegge News services and the Associated Industries of Massachusetts (AIM) have recently reported that the U.S. Below is a good starting point of four helpful actions to share with your employees to assist them with this issue. Essentially, … Use only ESD’s official website:esd.wa.gov. The best path before discussing the accusation with the employee is to first check the employment records. Encourage the victim to file an identity theft report with his/her local police department and advise them of the option to file Form 14039 with the IRS: Employer must protest/appeal the benefit charges, Employer must request and seek credit for improper charges, Payments of unemployment benefits went out, The state treasury may be notified of benefits for state income tax purposes, The IRS may be notified of benefits for federal income tax purposes, The employee should follow the steps listed in the above Employee Tool Kit (file police reports, lock credit reports). Individuals might also be denied unemployment benefits because the state agency’s system sees that someone else is still working and being paid under that same Social Security number. People learn about the fraud when they get a notice from their state unemployment benefits office or their employer about their supposed application for benefits. Rhode Island has reported 2,000 such claims. Jane Doe had no control over the claim being filed; someone else did it using her Personal Identifiable Information. Register for a demo to learn how Equifax can help your organization. (WAFB) - Federal officials warned of a “large-scale” scam in which imposters steal personal information to file fraudulent applications for state unemployment … The Michigan Unemployment Insurance Agency is warning residents about attempts by criminals to file imposter claims to try to receive benefits. What is identity theft? 2. Above all, unmatched tax and regulatory experts, coupled with intelligent dashboards, offers savings and protection for our clients. COVID-19 … The non-employee’s alarming claim may itself be false, mistaken, or part of a scam to get personal identifying information about one of your employees. 10. The persistent problem of undocumented workers presenting plausible (but ultimately fraudulent) employment verification documents to employers has taken a new twist in the COVID-19 pandemic: a rise in imposter claims for unemployment insurance. Individuals who need to apply for unemployment find out that they cannot do so because someone else is already collecting under their Social Security number. Our intuitive platform, CaseBuilder™, reduces risk and identifies overpayments, while also providing visual key insight that drives improved win rates. And these are likely just the tip of the iceberg. Additionally, some of those efforts include detection of potentially fraudulent IP addresses, suspicious bank accounts, debit card requests, employer addresses, claimant addresses, and more. Claimant-Employer Fraud Reporting document, https://www.irs.gov/pub/irs-pdf/f14039.pdf. The Michigan Unemployment Insurance Agency (UIA) today warned residents of attempts by criminals to file imposter claims in pursuit of benefits.The U.S. Secret Service (USSS) recently issued a national alert regarding an international criminal ring exploiting the COVID-19 crisis to commit largescale fraud against state unemployment programs. If you receive this letter (Form UIA 1575C) and you have not applied for unemployment benefits, or the name on the form is not yours, you may be a victim of identity theft. OLYMPIA – Employment Security Department Commissioner, Suzi LeVine, released this statement regarding the rise in unemployment imposter fraud attempts: “Since the start of May – and particularly in the past week – the Employment Security Department has seen a significant rise in reports of imposter fraud. Here are ways you can protect yourself against identity theft and imposter fraud. Public Charge Rule Blocked by Federal Court, Judge Strikes Down Administration Rules Restricting Employers’ Use of Visas, USCIS Allows Continued Use of Approval Notices to Show Employment Authorization, DHS Arrests 15 Individuals on OPT, Continues High Scrutiny of Foreign Students, Warns University DSOs, Update: U.S. Border Restrictions Extended due to COVID-19, someone else is already collecting under their Social Security number, may receive notices of claims for employees who have not been laid off, should report that to the local Department of Labor, were not pre-empted by the Immigration Reform and Control Act of 1986 (IRCA), California Employers are now Grappling with Cal OSHA’s COVID-19 Emergency Temporary Standard, Families First Coronavirus Response Act’s 80 Hours of Emergency Paid Sick Leave is ‘One Time Use’, OSHA Issues COVID-19 Respiratory Protection Guidance for Long Term Care Facilities, If someone is fraudulently collecting under your company’s account, the employer, A police report can be filed alleging identity theft by the employer or the affected employee. Are you an Equifax client and have additional questions? But sometimes payments get sent to the real person’s account instead. Another red flag is receiving mail indicating confirmation of your unemployment filing when you have not actually filed for unemployment. If the List A, B, or C documentation has been copied, legal counsel can assist you in examining the authenticity of the documentation. Historically, these “imposter claims” account for less than one percent of fraudulent activity regarding unemployment claims annually, said Minnesota Department of Employment and Economic Development spokesperson Jake Loesch. However, to ensure its efficacy, these detection tools are proprietary and confidential. Check the employee’s Form I-9 record. Imposter claims are a type of identity theft; someone uses someone else’s personal information, including Social Security numbers, to collect unemployment compensation. 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